by Aaron Bacus, First Coast Mortgage Funding

Ponte Vedra Beach, with its beautiful beaches and upscale neighborhoods, presents a compelling draw to real estate investment. Whether you're envisioning a sunlit second home for family vacations or a rental property to tap into our thriving tourist market, understanding the financing nuances is paramount. As a local mortgage broker, I'm here to guide you through the intricacies of financing your investment property.

Differentiating Between Second Homes and Investment Properties

First and foremost, lenders view second homes and investment properties differently. A second home is a property you intend to occupy for a portion of the year, while an investment property is primarily for generating rental…

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