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Category: Ponte Vedra Real Estate

    Why Bank Statement Loans Are a Game-Changer for Self-Employed Borrowers

    By Admin | July 8, 2024

    by Aaron Bacus As a mortgage broker, I understand the unique challenges that self-employed individuals face when trying to secure a mortgage. Traditional mortgage qualifications often rely heavily on W-2 forms and tax returns, which can be a significant hurdle for those who run their own businesses. However, there’s an alternative solution for self-employed borrowers:... Read More

    Jacksonville Home Prices in 2023 and 2024 Predictions

    By Gwinn Volen | February 14, 2024

    by Gwinn Volen 2023 was a year of home price course correction and normalization after 2 years of extreme appreciation. At a national level, 2023 saw the lowest number of home sales since 1995, yet prices still increased 1%, to a record high. Quarterly Sales Price for Duval and St Johns County: 2019-2023 Duval and... Read More

    Q3 Stats, National Trends & Adjusting Market

    By Gwinn Volen | December 4, 2023

    by Gwinn Volen LOCAL STATS Q3 stats indicate the Jacksonville real estate market is relatively flat. Sales prices were up 1.5% from Q2 and flat (0.0%) from Q3 2022. Closed sales are down -13.7% from Q2 and -9% from Q3 2022. Days on the Market is up 6.7% from Q2 and 14.3% from Q3 2022... Read More

    5 Reasons to Retire in Ponte Vedra Beach, Florida

    By Jennifer Heller | November 9, 2023

    by Jennifer Heller Retirement opens up a world of possibilities, especially when it comes to where you want to live. No more being tied down by work – you’re free to choose a place that truly suits your lifestyle. It could be a warmer climate, a coastal paradise, or somewhere more affordable. Of course, the... Read More

    Investment Properties in Ponte Vedra: Financing Your Second Home or Rental Property

    By Admin | October 24, 2023

    by Aaron Bacus, First Coast Mortgage Funding Ponte Vedra Beach, with its beautiful beaches and upscale neighborhoods, presents a compelling draw to real estate investment. Whether you’re envisioning a sunlit second home for family vacations or a rental property to tap into our thriving tourist market, understanding the financing nuances is paramount. As a local... Read More

    As-Is Home Sale: Pros, Cons, and Considerations

    By Jennifer Heller | September 27, 2023

    Selling a home can be a complex and often stressful process, especially when it comes to making necessary repairs to close the deal. However, in certain situations, the option of selling a property “as-is” can be an appealing alternative. When you sell a home as-is, you’re essentially telling potential buyers that they will receive the... Read More

    Senior Living: Smart Steps for Aging in Place

    By Jennifer Heller | September 13, 2023

    Are you thinking about the idea of “aging in place?” Well, it’s a pretty important decision, and the first thing you need to do is check if your current home can be adjusted to fit your needs as you get older. Let’s break it down for you. As we all get older, we face this... Read More

    Navigating the Pending Status: What It Really Means for Home Buyers and Sellers

    By Jennifer Heller | September 1, 2023

    So, your new home purchase is on the horizon with a “pending” status—congratulations! You’ve successfully navigated inspections, negotiations, and the offer has been accepted. But what does “pending” really mean? In this article we will be shedding light on the intricacies and offering valuable insights for both buyers and sellers on the pending status in... Read More

    House Hunt Dilemmas: Choosing Between Surfer Vibes, Neighborhood Charm, and Beachside Dreams!

    By Willow Logue | August 30, 2023

    by Willow Logue Most of the discussions around buying and selling are financial. For many, owning a home is the single biggest investment they will make.  Even if it’s not, understanding the finances is a very big part of the consideration. Lately, with current mortgage rates hovering around 7% and inventory low, all the headlines... Read More

    The House I Love is Under Contact. What Does That Mean?

    By Jennifer Heller | August 21, 2023

    That house you’ve been eyeing? Well, it’s officially labeled as “under contract” now. But don’t toss in the towel just yet—there might still be a glimmer of hope. So, what’s this “under contract” business all about? Gwinn Volen with The Volen Group says, “When a home goes under contract, it means the seller and buyer... Read More