TOP REAL ESTATE AGENTS IN PONTE VEDRA BEACH

Navigating This Market Can Be Complex At Times

  • Every seller will have different closing timeframes, negotiation styles, and pricing strategies for accepting your offer.
  • It is much easier to find a home that meets your needs, negotiate a contract, and close the transaction with an experienced agent by your side.

BEFORE YOU BEGIN YOUR HOME-BUYING JOURNEY

built in gas fireplace in living roomKey Considerations Along the Path

Location

  • Where are you looking to buy?
  • Is proximity to the beach important?
  • Close to the airport?
  • Consider your hobbies and accessibility to facilities.
  • Think about what is most important, location or price.

Motivation

What will this move do for you and your family when we find you the perfect home?

Mortgage or Cash

  • Pre-approval – If you plan to obtain a mortgage, a pre-approval is critical as it will narrow your search and allow you to confidently make offers. We can connect you with an experienced and reputable lender.
  • Cash – Are your funds available? If so, be prepared to share Proof of Funds.

Urgency

What is your desired timeline? Outside of a general tour, the best time to start scheduling showing appointments is when you are 2-3 months out from purchase.

Price

Your perfect price point includes both affordability and your spending comfort level. Being open and honest with us is critical in allowing us to connect you with your ideal home.

Agent

Selecting the right agent is important. The Volen Group prides itself on being responsive. We are skilled at offering boutique-level service. Our team is known for being savvy, charming, tasteful, influential, community-oriented, and customer-driven.

WHY THE VOLEN GROUP?

Because We Are The Leaders in Our Market and Miles Above the Competition

Our 2023 Numbers

2023 CLOSED SALES: $108.5 Million+
AVERAGE SALE PRICE: $1.8 Million
TOTAL TRANSACTIONS: 60 Families Served
LIST : SOLD RATIO: 97%

 


UNDERSTANDING FLORIDA REAL ESTATE CONTRACTS

Table with Definitions

Key Components

BINDER DEPOSIT: Typically 2-3% of Purchase Price
Also referred to as “escrow” or “earnest money”
MORTGAGE AMOUNT: Most Conventional Loans Require 20% Down
PURCHASE PRICE: On Average, Homes in Jacksonville Sell for 97% of List Price
INSPECTION PERIOD: A 10-15 day Timeframe is the Norm
LOAN CONTINGENCY: 30 Days is Contract Default for Loan Approval
CLOSING DATE: Negotiable, but Typically 30-45 Days
 


AREAS WE SELL

RELOCATING
Which Area is Best for You?

If you are new to the area, it is important to find the best neighborhood for you. Here in Northeast Florida, we are surrounded by numerous waterways, beautiful beaches, and stunning views.

Whether you are looking for a beach house, a home by the river, or a place downtown, we will help you find it!

We enjoy giving clients a "flavor of Jacksonville" tour to help them better understand what the area has to offer.

In 2015 Gwinn created The Ponte Vedra Focus. The Focus is a great resource for learning about the area - from restaurants to entertainment to communities.

It is the perfect guide to help you explore local spots and get to know your future neighbors!

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Breaking It Down

  • Establish Financing Method
  • Remember to connect with a lender early, unless you’re buying a home with cash. Getting pre-approved by a lender is critical. Offers will not be accepted without pre-approval. We work with a variety of highly experienced and recommended lenders.
  • Establish a true budget.
  • Proof of funds is needed if paying cash.

Prioritize Your Criteria

  • Prioritize your wish list and write it down so you can refer to it.
  • Keep in mind almost every purchase includes some tradeoffs.

Start the Home Search

  • We will establish a property alert for you on our website. Please "heart" properties that appeal to you.
  • When you are "ready" to hit go, we'll start making showing appointments.

Make An Offer

  • It is still somewhat of a seller's market, and yet buyers have more leverage than in 2021 and 2022.

Techniques for best offers:

  • Modifying contingencies
  • Showing financial soundness
  • Providing flexibility where you can
  • Understanding seller's motivations

Under Contract

  • Welcome your Transaction Coordinator to the process. Your agent remains involved in all negotiations.
  • Contract goes to the title company (known as Escrow in some areas) for title search, survey, etc.
  • Contract sent to the lender, if applicable. 

Schedule The Inspection

Contracts have a default 15-day inspection period.

  • You may exit the contract at your sole discretion during this time.
  • Most sellers require a state of Florida AS-IS contract - this does not necessarily preclude you from asking for repairs but the spirit of the contract is AS-IS. If there are material issues, repairs do come up. Other issues are often negotiated as a credit. 
Typical inspections include:
  • General home inspection
  • Termite inspection (WDO)
  • Pool inspection

Secure Your Financing

  • Submit an official loan application
  • Provide lender-requested documentation in a timely fashion - this can be cumbersome, so prepare yourself

Homeowners Insurance

  • Investigate during the inspection period so you understand costs
  • Mortgage companies require you to have insurance coverage so start early
  • Understand if flood insurance is required. www.gis.sjcfl.us/floodviewer/

Close and Set Move In Date

  • Set up closing time with your Agent or Transaction Coordinator.
  • You are entitled to a final walk-through of the property (typically done the evening before or the morning of closing).
  • Make sure the remaining funds owed on your end are wired to the title company at least 24 hours before closing.
  • Plan your move - if possible build in a window between closing day and move in just in case there are delays.

When You Have Questions Know Who To Ask

Ask the Agent:

  • What does a strong offer look like?
  • What contingencies should we consider or skip?
  • Can I ask for a credit for repairs?
  • Can we renegotiate the close date?
  • I'd like to exit the contract, what do we do?
  • What expenses should I expect after buying?
  • What is the resale value like in this neighborhood?
  • What are typical closing costs?
  • What is your fee?

Ask The Transaction Coordinator:

  • How do I get wiring instructions?
  • Do you have a good painter recommendation?
  • Can I write a personal check for my binder?
  • What day is closing again?
  • Can you send me the timeline of contract deadlines?
  • Have you heard from the lender?
  • Who do you recommend for inspections?
  • When will I see a Settlement Statement?
  • What is the Title Commitment for?
White sands and ocean in Ponte Vedra Beach, FL

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