Financing a Home in Northeast Florida Step One in the Home Purchasing Process

    One of the top mistakes home buyers make in the home purchasing process is waiting to research their financing options until they are ready to put in an offer.

    #1 You need to know what you can afford.

    #2 You need to understand what kind of products are out there that might fit your needs.

    #3 Many sellers do not want to consider an offer that doesn’t come with a pre-approval letter.

    Working with a seasoned mortgage professional is the first step you should take when beginning your home search. You’ll start the process with some financial education and will be able to put forth an offer that is strong and worth considering.

    In Florida, the loan process typically goes much more smoothly with a mortgage professional who is used to doing loans in Florida.

     

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