Ponte Vedra Focus Blog - mortgage

Mortgage Broker vs Banker: What's the Difference?

Posted by Gwinn Volen on October 12th, 2022

By Aaron Bacus

Why Mortgage Brokers may be better…from the perspective of a mortgage broker!

Wholesale Loan Shopping vs. Retail Loan Shopping

Brokers can shop multiple lenders. Opposed to big bank retail lenders, mortgage brokers have a diversity of lenders to choose from which allows them to find the absolute best rate for the client. 

Brokers have access to multiple loan programs. Again, big bank lenders have their loan program, that’s it. Brokers on the other hand, can shop many loan programs to find the best fit for YOU and YOUR CLIENT. This ensures complete control, confidence, and customization for each client’s unique needs. 

Mortgage Brokers Give Customers More Choice

Brokers give your clients choice and multiple options.…

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Investment Property Loans: Q&A with Brad King

Posted by Gwinn Volen on January 6th, 2021

by Brad King, Lender

The beach communities of Jacksonville are known for their perfect vacation get-a-way opportunities.  Those looking to escape the cold winters up north make a tradition of coming south to our cozy resort towns in search of warm sunshine, the beach, and golf, which makes our area a prime opportunity for an investment property.  If purchasing a home or condo has been on your mind, here are some important things you should know about a mortgage for your investment property compliments of Brad King, Mortgage Lender.

What is the rate difference between a Conventional Loan and a loan on an investment property?

There are three loan types: FHA, VA, and Conventional.   For investment property, a conventional loan is necessary since…

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