by Aaron Bacus, First Coast Mortgage Funding

Purchasing a home is an exciting milestone, but it can also be an overwhelming process. A Mortgage Broker can guide you through the maze of mortgage options, ensuring that they make informed decisions and secure the best possible financing for your home. Let’s explore key considerations and valuable insights to assist in navigating the world of mortgages with confidence.

bank maze

Understanding Your Financial Picture

Before embarking on your homebuying journey, it's crucial to assess your financial readiness. Take stock of your income, expenses, and credit profile. A thorough review of these factors will enable you to determine your budget and identify any potential roadblocks. Working with a Mortgage Broker…

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by Aaron Bacus, First Coast Mortgage Funding

Purchasing a home is a significant accomplishment! Mortgage payments can be a huge chunk of your monthly expenses, so it’s important to do all you can save money on your mortgage.  There are many strategies you can use to reduce your payments or pay off your mortgage faster with minimal effort.  Let’s explore three effective strategies to successfully reduce your mortgage payment:  refinancing, making extra payments, or negotiating with lenders. Let’s delve into the options and pro and cons of each approach to help you make an informed decision and potentially save you thousands of dollars. 

Refinancing Your Mortgage

Refinancing your mortgage involves replacing your current mortgage with a new one,…

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by Jenn Heller

As a homeowner, you understand the significance of making a lasting first impression. Boosting your property's curb appeal not only adds value but also creates an inviting atmosphere for guests and potential buyers alike. If you're looking to transform your home's exterior, we've compiled 5 quick and easy touches you can add in just a few short hours. Have more time on your hands? Great! We've dug a little deeper too with some upgrades to make a much more noticeable difference. From sprucing up your garden to replacing your mailbox, these upgrades are sure to make a noticeable difference.

luxury home on the golf course in ponte vedra beach

5 Easy Ways to Add Curb Appeal to Your Home

If you're pressed for time but still crave a noticeable change, these 5 quick projects will do…

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by Gwinn Volen

PRESS RELEASE

Stunning Modern Oceanfront Residence Sells at a Record-Breaking Price in 44 Days


Ponte Vedra Beach, FL

In just 44 days, 1329 Ponte Vedra Boulevard closed at a new NE Florida record high sales price of $16,250,000. The home is still a few months away from completion.

"This is one of the most beautiful oceanfront homes in Ponte Vedra Beach," says real estate agent Gwinn Volen of Keller Williams Luxury. "It's sleek, modern and incredibly well-built."

Volen sourced and worked with both the seller and buyer to pull the transaction together. 

"I'm not at all surprised that the home sold so quickly," says Volen. "Ponte Vedra Beach's oceanfront property has been undervalued in my opinion, and our market is finally…

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By Gwinn Volen

Analysts and talking heads have speculated for months now that the real estate market could crash. The western half of the US has seen some bigger declines, but a crash is definitely not the case in NE Florida.

The reason for this is that supply remains low in our area. An over-supply is what ultimately would drive drastic price cuts.

Additionally, Florida continues to see an influx of newcomers. According to Census data, Florida was the fastest growing state in 2022.

Though Q4 2022 and Q1 2023 show a dip in sale prices for most areas in NE Florida, monthly trends for 2023 indicate an uptick in pricing.

The economy, mortgage rates and headlines all contributed to the dips we’ve seen, but with inventory as low as it is and…

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An estate sale is a type of sale that is held to liquidate a large portion or all of the possessions of an estate. Not to be mistaken with a garage sale which takes place in the driveway and/or yard of the home, an estate sales takes place within the home and is coordinated by an expert in the field of estate sales.

An estate sale can be used for a variety of reasons, including the death of the estate owner, downsizing, moving, or simply wanting to get rid of unwanted items. Estate sales can be a great way to sell personal property and make some money, while also helping to clear out a home.

How Does an Estate Sale Work?

Typically, an estate sale is organized by a professional estate sale company or individual who specializes in estate sales who…

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by Aaron Bacus

When applying for a home loan, it’s important to understand the difference between pre-qualifications and pre-approvals. While both are important steps in the loan process, they provide very different levels of assurance that you’ll be able to secure the loan.

aerial ponte vedra beach to guana preserve

Before you start the home buying process, it’s a good idea to get pre-qualified, because it gives you an idea of how much you can afford and can help you narrow down your home search. Pre-qualification is the first step in applying for a mortgage loan. It involves having a lender review your financial information, such as your income, debts, and savings. Your lender may also want to look at other financial documents like your tax returns. This helps them understand…

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By Karen Tyrrell 

Looking to freshen up your home to appeal to more buyers? Paint will be your best friend! 

There is no one "right" interior paint color that will guarantee a quick sale of your house, as different buyers have different preferences and tastes. However, there are some general guidelines you can follow to increase your chances of making a good impression with potential buyers. 

Neutral Colors

Neutrals like white, beige, and gray tend to appeal to a wide range of buyers, as they create a clean, fresh, and timeless look. These colors also make it easier for buyers to envision themselves living in the space.  Sherwin Williams’ top selling whites are: Greek Villa, Dover White, and Westhighland White.  For Benjamin Moore, the top…

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In need of a little spring refresh, a whole house redo or a present for a friend? These local shops, and the interior designers associated with them, are perfect for all three. 

boxwood and birch design store

J. Turner in  Sawgrass Village

J. Turner’s collection of organic materials is a natural fit for any coastal design. Driftwood coffee tables, framed sea fans, and fragrant candles in reusable wooden vessels all have unique textures. Either on their own or layered the pieces create a welcoming environment both in the store and at home.  The extremely personable staff are also available to help choose a beautiful home accessory or design entire spaces.   Visit J. Turner at 280 Village Main St #990, Ponte Vedra Beach, FL 32082.

Mrs. Howard/Max & Co in Jacksonville Beach

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by Jenn Heller

Thinking about listing your home for sale this spring or summer? These warmer months tend to be buzzing with activity from eager home buyers. Many are on the hunt to establish roots and settle in before the new school year kicks off. Let's ensure your home stands out from the rest during this busy selling season with these 5 invaluable tips to get market-ready.

1. Get Organized

Buyers want to see themselves living in your home, but it's hard to envision if your space feels cluttered and cramped. Before listing your home, take a stroll through each room to create an airy atmosphere by decluttering and organizing. Consider stowing away excess items, especially in homes with children, where toys can easily take over. Removing family…

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